第一次用Skyscanner, Expedia的经验

这几天好忙啊！话说J的公司的年假不可以带去明年，今年的年假必须要在今年用完。
刚好J姐打算到购物天堂之一-泰国曼谷游玩。J就一手包办机票和住宿之类，来一个家庭旅行的行程。自己很少出国旅行(虽说每天都在国外-小新)，很多东西对J来说都很新鲜，每样都有第一次的经验。从筹备到完成购买机票和住宿，用了大约两个星期时间。(这里要特别谢谢Rachel姐提供很多资料，好让suo gu的J能减少不必要麻烦)

自从懂得理财这东西，对数目和价格有一定的敏感。由于这是last minute的决定出国旅行，机票和住宿价格算是昂贵。不过，在昂贵机票和住宿当中里也有便宜的，要看自己的预算而选择。J是打算在十二月头清到完所有的年假，也要配合J姐的年假，才选择旅行行程。最后，选择等J姐小新放工后才飞，家人进来小新会和，来个五天四夜狂购曼谷。(如果选择JB飞，时间配合不到)

这是J第一次曼谷, 真的很孤陋寡闻咯！连曼谷有两个terminal都不知道一个是Don Mueang International Airport(DMK)，另一个是Suvarnabhumi Airport (BKK)。简单来解释BKK是国际机场，而DMK是国内机场。

筹备旅行这件事J只能说，不简单啊！过程艰辛，等你确定机票和住宿后的喜悦，只有亲身体验才能懂。一步一步去安排，目前只是机票和住宿checked, 还没plan到行程。

筹备过程中，当确定要飞的时间就好办事。考虑的范围是找适合大家的时间，然后范围再缩小到便宜的机票。那天跟Rachel在微信聊到旅行的东西，多亏她介绍了SKYSCANNER，让J省时间, 不需要到每家航空公司做机票价钱的对比。

Skyscanner, 是一个旅行搜寻网。它链接百多家航空公司和网上旅行代购公司所推出的机票价格和时间表让消费者供参考。

一旦你选择适合你的行程和价钱，它会链接你到航空公司或者是旅行代购公司网站。往往这种服务都有双重利益(不然他们赚什么!?),
比如消费者经过他们的平台搜寻可以拿到比较便宜的价钱; Skyscanner则是提供一个平台转移e这些消费者要求到航空公司或旅行代购公司而赚取盈利。

J用Skyscanner在百家之中，选择最适合时间和价钱的是Jetstar航空。不过，Skyscanner又转移到Expedia。结果要透过Expedia代购公司购买才会获得一些优惠价，加上如果你成为Expedia的会员，你还有Reward points拿(J不是时常旅行,这对J来说也不重要吧!)。

DBS VICKERS SECURITIES account approved

Read back my previous post, SGX Education Videos For Beginner &  My blog was featured in TradeHero FB Page. 

This was my August's posts about my targeted on opening trading account in Singapore and finally I got my 【Singapore Exchange (CDP)】 account approved. 

This is another milestone in my investing journey. I can start to trade in SGX market after receiving my login password today.

I found no much difference on brokerage fee if I am using other platform of trading company. Most of brokerage fee around $18-$25 per trade minimum.

Moreover, I am not a big timer. I like accumulate shares and intend to focus on REITs or bluechip for my SGX portfolio.

Why I chose DBSV and not others?

Since I got the POSB/DBS account and for the sick of convenience of course DBSV is my first choice in my mind.

Refer this post on about what are the step to open CDP account in Singapore. 

The free $70 shopping voucher is still on-going until December 2015.

Start your trading journey with DBS Vickers

Based on their T&C, I will be entitled S$50 worth of shopping vouchers for executing my first 2 trades. ( Sound not bad, but this is one of the purpose attracted me to open a/c with DBSV la..)

To be honest that I'm having headache on picking up the stocks of SGX. I do not want having the same bad experience like what I did on KLSE where anyhow to buy the stock based on feeling or guessing.

I gotta MUST be patient when choosing a company to invest. 

I will try to spend sometime on following week to get more information from Singapore Finance bloggers, SGX websites, FB Singapore finance related group or read news about current Singapore stock market before I making my first trade.

I will still trade on KLSE but, will not pump more money into KLSE rather SGX market as for now.

My intended strategy are pump in money to buy more KLSE's BLUECHIP stock whereas more focusing on SGX market especially REITS and BLUECHIP. 

   

I really can't wait to trade my virgin trade in SGX market la........... lol >.<

Good luck to me :)

   - J丰 -

06/10/2015

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16052015: 网赚记 - ClixSense 点广告赚钱，轻松看广告赚钱

My Passive Income

24082015: No longer blue Monday but Black !

Today is no long blue again, but it's black Monday.

Why ?

U.S. stocks market closed deep in the red on last Friday. The index closed more than 500 points. This is the main reasons affected Asia stock markets today. (In fact, not only Asia but worldwide stocks market.)

KLSE and STI closed markets at 1532.14(-42.53) and 2843.39(-127.62) respectively.

Make the thing worst is malaysia exchange rate - MYR/USD was hit 4.00+ whereas MYR/SGD about 3.00+

In this bear situation, I did not do anything to sell or buy at the moment and still like nothing happen. Like what I said earlier post, I used my savings invest into KLSE, not going for day-trade but invest is just for dividend returns.

To be honest, I'm seriously not worry about my market value of portfolio become lesser. I am still holding the company shares as far as they do not declare de-list from the market. But, I will still use my extra money to pump into market. Mostly, I will buy in my existing blue chip stocks to bring down the average share price.

I'm trying to write in simple English in my blog whenever story are related to STI markets and anything about my personal life in Singapore.

The main reasons behind is I want to step into SGX market as for now.

------------------------------------------

My blog was featured in TradeHero Facebook Page

I am so impressed that my blog was caught attention by social media marketing team of TradeHero because of recent post about SGX education videos for beginner investors.

You can view their Facebook page and get more information at here.

https://www.facebook.com/TradeHero/posts/843486825728672:0

I am using their apps for my started up in SGX market.

For those who are interested in trading in other country but no capital to invest in real market, TradeHero is one of your choice of trading platform.

You can gain the trading experience with no investment upfront, built your own portfolio from other market before stepping into the real market.

My experience with TradeHero since early this year when I have no glue about US and Singapore stock market.

So, I chose to invest in KLSE for my starting point while trade virtually in TradeHero.

For those who are interested and to give TradeHero a try can get more information from their Facebook Page.

https://www.facebook.com/TradeHero

Happy trading !

   - J丰 -
21/08/2015